Panama AML regulatory landscape
Compliance teams working with Panama-linked customers, counterparties, or transactions typically screen against domestic designated-persons lists alongside OFAC SDN and UN sanctions data, alongside global sanctions regimes (OFAC, UN, EU) that reach across borders. The primary regulators are:
- Superintendencia de Bancos de Panamá (SBP)
- UAF (Unidad de Análisis Financiero)
The core legal framework is Panama's Law 23 of 2015 on AML/CFT and its implementing regulations. AMLX doesn't replace that framework — it gives your team a faster, correlated way to screen against it.
The problem AMLX solves
The common friction point for Panama-facing compliance teams is rebuilding counterparty confidence and meeting heightened international scrutiny following past FATF grey-list findings. AMLX's live correlation engine pulls sanctions, PEP, adverse media, and financial-crime feeds into one triage dashboard, automatically linking related records so nothing gets missed by only checking one list at a time.
How teams use it
- Screen new customers, counterparties, or beneficial owners with Panama exposure in real time.
- Correlate hits across sanctions, PEP, and adverse media instead of manually cross-referencing each source.
- Export a clean, shareable PDF record of findings for your file or an examiner.
One missed match against domestic designated-persons lists alongside OFAC SDN and UN sanctions data can cost more than a year of tooling. Create your free account →
Frequently asked questions
What sanctions data does AMLX cover for Panama?
AMLX aggregates domestic designated-persons lists alongside OFAC SDN and UN sanctions data alongside OFAC, UN, EU, and OFSI sanctions data, correlating hits across sources instead of leaving you to cross-reference each list by hand.
Who regulates AML compliance in Panama?
Superintendencia de Bancos de Panamá (SBP) and UAF (Unidad de Análisis Financiero), operating under Panama's Law 23 of 2015 on AML/CFT and its implementing regulations.
Is AMLX a substitute for Panama-specific legal or compliance advice?
No. AMLX is a research and triage tool that surfaces and correlates signal — treat every match as a lead to investigate under your own regulated compliance program, not a final determination.