The Fintech & Payments compliance problem
For fintechs and payment companies, the recurring challenge is onboarding new customers and merchants fast without standing up an enterprise compliance stack from day one. Static, single-source screening tools leave that gap open; AMLX closes it with a live, correlated intelligence layer.
What Fintech & Payments teams get
- Real-time sanctions and PEP screening at account opening
- Ongoing monitoring as customer risk profiles change
- A lightweight KYC/AML layer that scales from startup to scale-up
Why AMLX
AMLX correlates sanctions lists, PEP registers, court records, and open-source adverse media automatically — so connections between records surface without manual cross-referencing. Start on the Free tier; upgrade to Pro for the Supreme high-confidence feed slice, watchlists, alert rules, and case management when your team is ready.
Regulators are raising the bar on documented, risk-based screening. Create your free account →
Regulatory changes Fintech & Payments teams should know
- FinCEN's 2026 AML/CFT Program Rule Overhaul — FinCEN has proposed a fundamental, risk-based reform of AML/CFT program requirements for every BSA-covered financial institution.
- GENIUS Act: AML Obligations for Stablecoin Issuers — The GENIUS Act brought payment stablecoin issuers inside the Bank Secrecy Act. Sanctions screening is now a launch requirement, not a roadmap item.
- OFAC 10-Year Recordkeeping & Statute of Limitations — Sanctions violations can now be pursued for 10 years, and OFAC extended recordkeeping to match. Your screening evidence has to last a decade.
- Cartel FTO Designations & Fentanyl-Linked Sanctions — Major cartels are now designated terrorist organizations, raising material-support risk for anyone moving money along US–Mexico corridors.
- EU AML Regulation 2027 & the New AMLA — The EU's single AML rulebook applies from July 2027 and AMLA, the new Frankfurt-based authority, is building toward direct supervision.
Frequently asked questions
How does AMLX help fintechs and payment companies?
AMLX gives fintechs and payment companies a live, correlated view across sanctions, PEP, and adverse-media data, solving for onboarding new customers and merchants fast without standing up an enterprise compliance stack from day one.
Is there a free tier?
Yes. The Free tier includes the full live threat map, search, and risk-score index. Pro adds the Supreme high-confidence feed slice, watchlists, alert rules, and case management.